When you’re buried in bills, dodging collection calls, or lying awake at night wondering how you’ll make it to next month, the idea of bankruptcy can feel overwhelming. Chapter 7 may sound like a fresh start, but then you hear about something called the means test, and it’s easy to feel lost again. Take a…
Divorce is never easy. But for many people, dragging it out only makes things worse. Whether you want to move on quickly, protect your assets, or reduce stress for your kids, it’s natural to want things resolved. The good news? While you can’t skip North Carolina’s legal waiting period, there are smart ways to speed…
Filing for bankruptcy can be a powerful tool for individuals struggling with overwhelming debt. But one of the biggest concerns for anyone considering bankruptcy is whether they’ll be forced to give up everything they own. The good news is that bankruptcy laws provide certain protections, known as “exemptions,” that allow you to keep specific assets. …
When a marriage comes to an end, many people want to move on as quickly and cleanly as possible. Whether it’s due to emotional exhaustion, new beginnings, or the need to settle property and custody matters, speed often becomes a top priority. So, how fast can you actually get a divorce in North Carolina? The…
When financial burdens become too overwhelming, filing for bankruptcy can offer a fresh start. However, the choice between Chapter 7 and Chapter 13 can be complex. Each type of bankruptcy presents unique benefits, eligibility criteria, and lasting effects. If you’re thinking about bankruptcy in North Carolina, knowing the essential differences between Chapter 7 and Chapter…
Deciding to divorce can be a challenging journey. Whether you’ve been thinking about it for a long time or a sudden change has put you in this position, it’s normal to feel overwhelmed and uncertain about where to start. If you’re considering divorce in North Carolina, the first step is understanding the legal foundation for…
If you are struggling to keep up with your bills and feel like you are drowning in debt, bankruptcy may be a way to get a fresh financial start. However, before filing, it’s important to know whether you actually qualify for bankruptcy—and what type of bankruptcy may be right for you. Two Main Types of…
When parents go through a separation or divorce, one of the most emotionally charged and important issues is child custody. In North Carolina, custody is not automatically awarded to either parent. Instead, courts focus on one central principle: the child’s best interests. At the Law Office of Stephen E. Robertson, PLLC, we understand how stressful…
Filing for bankruptcy can feel overwhelming, but for many, it’s a necessary step toward financial relief. If you’re struggling with debt in North Carolina, understanding the bankruptcy process can help you feel more in control and prepared for what’s ahead. This step-by-step guide explains how bankruptcy works in North Carolina and what to expect if…
When couples face significant marital issues, they often find themselves grappling with complex legal questions that require careful consideration. This guide aims to clarify some of the most frequently asked questions related to divorce proceedings. One important question we’ll address is: How long must a couple be separated in North Carolina before they can file…
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